The application process

We’ve made the process as simple as possible and we make sure you’re happy every step of the way

Step 1 of secured loan applicationApplying for your secured loan

Apply online now by completing our straightforward application form – it takes just a few minutes. We aim to give you a same day in-principle decision and loan offer.

Step 2 of secured loan applicationWe’ll offer you the lowest rate we can

When you apply, we only do a soft credit search so it will not affect your credit rating. Your information allows us as a loan broker to see what we need to, in order to match a lender to your personal circumstances – and offer you the lowest rate available to you from all of the lenders on our panel.

There’s no-obligation, and no upfront fees – so if you’re not completely happy, no problem, it hasn’t cost you anything or affected your credit in any way.

Step 3 of secured loan applicationAccepting our offer

If you are completely happy, with your consent, we’ll then pass this information to our in-house team of underwriters to process the loan.

We will need some further details from you and signed agreement forms, but don’t worry, we’ll guide you through the process and will be happy to answer any questions along the way to make sure you’re always in control and you receive your loan as quickly as possible.

We will need to carry out some final processing checks from our side which we will do when you have sent your documents back to us. Once we have completed these checks, we can arrange for the final loan offer to be sent for you to sign and return.

Once this is returned, we can arrange for the funds to be paid to you.